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Tuesday, December 9, 2008

Cash or Credit?

This is not a post about whether or not to HAVE a credit card.. by all means I am not going there! To each is own, we all have to make decisions based on our circumstances and our own families.

However, if you are in the market for a credit card I have found a wonderful website that might help you choose and make an educated decision. It is called Cash Back Cards and it breaks it down for you so you can see which card would be the best for the whatever use you intend it for.

In other words, if you are someone who uses a credit card to make gas purchases only (so you can pay at the pump) and you pay it off each month, they have the low down - in an easy to read format - to let you know which cards have the best cash back deals on gas purchases.

If you are in the market for a card to transfer a balance to a lower APR they have that info too... including which cards have the lowest APR for the longest amount of time.

This really is a great tool - for anyone who is looking to open a credit card account. I love how it breaks it down so that you can find just the card you are looking for... rather than wadding through all the junk mail coming in your postal mail box!!

Again... just a tool I thought I would pass along - if you are in the market. I am not pluggin' opening a new card just for giggles! =)
Hope it helps someone!